Banks & Credit Unions
Your underwriting models are optimized for W-2 earners, but a growing share of your members are self-employed and gig workers your systems cannot fully see. Hidden IRS tax liabilities can silently displace your lien position, leaving you with more exposure than your reports or cash flow models indicate.
Miraris gives you a forward-looking, lien-resolved view of each borrower, combining membership screening, real-time financials, and a lien elimination mechanism, so you know when it is actually safe to lend. Members who activate gain tax management tools and savings insights that deepen their relationship with your institution, giving you a meaningful retention advantage over neobanks targeting the same segment.
Partnering with us helps you confidently grow your self-employed portfolio and protect your balance sheet without relaxing your risk standards.
We’re offering a limited number of institutions the opportunity to lead this market. Early partners unlock priority access to our products, preferential economics, and a head start serving members that other banks still decline. Your input shapes how we deploy these capabilities for you, so you capture this untapped potential first and set the standard your competitors have to match.